{"id":2095,"date":"2025-08-26T10:46:52","date_gmt":"2025-08-26T08:46:52","guid":{"rendered":"https:\/\/youngcom.de\/?page_id=2095"},"modified":"2025-11-10T11:02:13","modified_gmt":"2025-11-10T10:02:13","slug":"kredite_paymentdienstleister","status":"publish","type":"page","link":"https:\/\/youngcom.de\/en\/kredite_paymentdienstleister\/","title":{"rendered":"Young adults: Loans and payment service providers"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2095\" class=\"elementor elementor-2095\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-914fb89 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"914fb89\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aea8d21\" data-id=\"aea8d21\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f0b9a32 elementor-widget elementor-widget-heading\" data-id=\"f0b9a32\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><br>YOUNG ADULTS<br>\nCredit and payment service providers<br><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-738495d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"738495d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f8cee72\" data-id=\"f8cee72\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-63443a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"63443a8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f5fdbcb\" data-id=\"f5fdbcb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9b9dd75 elementor-widget elementor-widget-image\" data-id=\"9b9dd75\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img src=\"https:\/\/youngcom.de\/wp-content\/uploads\/sites\/2\/elementor\/thumbs\/Titel-Kredite-und-Paymentdienstleister-ratkwercqyb5mm5uqkabtbh2tg8lc6tw0wyr1w3si0.png\" title=\"Title Loans and payment service providers\" alt=\"Titel Kredite und Paymentdienstleister\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-497d49e\" data-id=\"497d49e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a3b944 elementor-widget elementor-widget-heading\" data-id=\"0a3b944\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">METHODOLOGY<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-832351b elementor-widget elementor-widget-heading\" data-id=\"832351b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Total participants surveyed: <\/b>+ 10.000<br>\n<b>Participants per question:<\/b> min. 500<br>\n<b>Age group: <\/b><br>- 16 to 35 years <br>\n<b>Survey type: <\/b>representative online survey <br>\n<b>Survey period:<\/b> 01.05.2025 to 01.10.2025\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff7c1db elementor-widget elementor-widget-heading\" data-id=\"ff7c1db\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><u>Price (both age groups): \u20ac 850,- <\/u>(*plus VAT)<br>\nAbroad: on request\n<br><br>\n<b>AVAILABLE: January 2026<\/b><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4a89a4 elementor-button-info elementor-align-left elementor-widget elementor-widget-button\" data-id=\"b4a89a4\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/youngcom.de\/en\/bestellformular\/\" class=\"elementor-button-link elementor-button elementor-size-lg\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Pre-order now!<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09d1694 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"09d1694\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19d4548\" data-id=\"19d4548\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9e286a6 elementor-widget elementor-widget-heading\" data-id=\"9e286a6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Table of contents<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-afb3e03 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"afb3e03\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-98acd3d\" data-id=\"98acd3d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-431e0a7 elementor-widget elementor-widget-text-editor\" data-id=\"431e0a7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h1>\u2013 Types of providers used<br \/>\u2013 Main payment method in everyday life<br \/>\u2013 Credit card ownership<br \/>\u2013 Credit card usage frequency<br \/>\u2013 Buy Now Pay Later (BNPL) usage frequency<br \/>\u2013 BNPL application areas<br \/>\u2013 Selection criteria for providers<br \/>\u2013 Fee transparency<br \/>\u2013 Security &amp; Trust<br \/>\u2013 Chargeback\/Dispute experiences<br \/>\u2013 Customer service availability<br \/>\u2013 App UX &amp; Usability<br \/>\u2013 Must-have app features<br \/>\u2013 Bonus\/rewards programs<br \/>\u2013 Payments abroad<br \/>\u2013 Peer-to-peer transfers<br \/>\u2013 Wallet integration<\/h1><h1>\u00a0<\/h1>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1be4285\" data-id=\"1be4285\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-db31008 elementor-widget elementor-widget-text-editor\" data-id=\"db31008\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h1>\u2013 Data sharing for benefits<br \/>\u2013 Willingness to change<br \/>\u2013 Payment banking integration<br \/>\u2013 Merchant acceptance<br \/>\u2013 Limits &amp; spending control<br \/>\u2013 Security features<br \/>\u2013 Fraud experiences<br \/>\u2013 Understanding BNPL costs<br \/>\u2013 Debt prevention &amp; warnings<br \/>\u2013 Sustainability at the provider<br \/>\u2013 Willingness to pay fees<br \/>\u2013 Multi-account usage<\/h1><h1>\u00a0<\/h1><h1>\u00a0<\/h1>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-16eedd92 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"16eedd92\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7b93ab03\" data-id=\"7b93ab03\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7007f730 elementor-widget elementor-widget-heading\" data-id=\"7007f730\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Youngcom<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-768a416e elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"768a416e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/youngcom.de\/en\/impressum-2\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">imprint<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/youngcom.de\/en\/datenschutz\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">privacy<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4305ed6d\" data-id=\"4305ed6d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-792f670 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"792f670\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b6fc22a\" data-id=\"b6fc22a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>JUNGE ERWACHSENE Kredit- und Paymentdienstleister METHODIK Befragte Teilnehmer gesamt: + 10.000 Teilnehmer je Frage: min. 500 Altersgruppe: &#8211; 16 bis 35 Jahre Befragungsart: repr\u00e4sentative Online Umfrage Erhebungszeitraum: 01.05.2025 bis 01.10.2025 Preis (\u2028beide Altersgruppen): \u20ac 850,-\u2028 (*zzgl. MwSt.) Ausland: auf Anfrage ERH\u00c4LTLICH: Januar 2026 Jetzt vorbestellen! Inhaltsverzeichnis &#8211; Genutzte Anbieter-Arten&#8211; Haupt-Zahlungsweise im Alltag&#8211; Kreditkarten-Besitz&#8211; Kreditkarten-Nutzungsh\u00e4ufigkeit&#8211; Buy [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Junge Erwachsene: Kredite und Paymentdienstleister - Youngcom.de<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/youngcom.de\/en\/kredite_paymentdienstleister\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Junge Erwachsene: Kredite und Paymentdienstleister - Youngcom.de\" \/>\n<meta property=\"og:description\" content=\"JUNGE ERWACHSENE Kredit- und Paymentdienstleister METHODIK Befragte Teilnehmer gesamt: + 10.000 Teilnehmer je Frage: min. 500 Altersgruppe: &#8211; 16 bis 35 Jahre Befragungsart: repr\u00e4sentative Online Umfrage Erhebungszeitraum: 01.05.2025 bis 01.10.2025 Preis (\u2028beide Altersgruppen): \u20ac 850,-\u2028 (*zzgl. 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